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<body> <p><b><font size="4">This page uses frames, but your browser doesn't support them.</font></b></p> <table width="500" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" valign="top" width="286"> <font SIZE="2"> <p><font face="Verdana, arial, hevetica, sans serif" size="3"><b>The Team</b></font><font face="Verdana, arial, hevetica, sans serif"><br> <br> <b>David Cardale</b><br> Co-founder of trackerfunds.com and tracker funds fanatic, David started in the City in 1972 and has worked extensively in both Corporate Finance and Private Equity. He has advised a number of fund management groups including Gartmore, Ivory & Sime and MIM, and ran the European operations of NatWest Equity Partners. He has been a director of several quoted companies including two London listed Investment Trusts and a NASDAQ listed technology company. David holds an MBA from INSEAD.<br> </font></p> </font></td> <td align="center" valign="middle" width="208"> <img src="../images/team/david_carddale.jpg" width="175" height="133"></td> </tr> <tr> <td align="left" valign="top" colspan="2"> <hr color="#0000AA"> </td> </tr> <tr> <td align="left" valign="top" width="286"><font size="2" face="Verdana, arial, hevetica, sans serif"><b>Richard Carswell</b><br> Co-founder of trackerfunds.com and fund convert, Richard was formerly Marketing Director of Ivory & Sime and joint Managing Director of Natwest's Personal Financial Services Division. He has extensive experience of both the institutional and retail investment markets.<br> <br> </font></td> <td align="center" valign="middle" width="208"> <img src="../images/team/richard_carswell.jpg" width="175" height="130"></td> </tr> <tr> <td align="left" valign="top" colspan="2"> <hr color="#0000AA"> </td> </tr> <tr> <td align="left" valign="top" width="286"><font size="2" face="Verdana, arial, hevetica, sans serif"><b>John Graves</b><br> John is responsible for the day-to-day administration of trackerfunds.com. He has extensive knowledge of Unit Trusts, PEPs and ISAs, and their administration, gained through proposing, developing and implementing computer systems for M&G Group. Subsequently he was Training Manager for M&G, and then a self-employed Consultant specialising in training for Unit Trust and PEP administration. He has helped companies to comply with the Financial Regulators' Training & Competence requirements. John has an MA from Trinity College, Dublin.<br> <br> </font></td> <td align="center" valign="middle" width="208"> <img src="../images/team/john_graves.jpg" width="168" height="140"></td> </tr> <tr> <td align="left" valign="top" colspan="2"> <hr color="#0000AA"> <p align="center"><font size="1" face="Verdana"> <a target="_top" style="text-decoration: none" href="index2.html" title="individual savings account uk"> Home</a> | <font color="#000000"> <a target="_self" href="evidence.html" style="text-decoration: none" title="individual savings account uk">Performance</a></font> | <font color="#000000"> <a target="_self" style="text-decoration: none" href="contact_1.html" title="individual savings account uk">Register</a></font> | <a style="text-decoration: none" target="_self" href="../trackerMagArchive/archive/0201i.html" title="individual savings account uk">Tracker Magazine</a> | <font color="#000000"> <a style="text-decoration: none" target="_self" href="netISA_netPEP.html" title="individual savings account uk">netPEP/netISA</a></font> | <font color="#000000"> <a target="_self" style="text-decoration: none" href="trackerfunds_com.html" title="individual savings account uk">Trackerfunds.com</a></font> | |<font color="#000000"><a target="_self" style="text-decoration: none" href="team.html" title="individual savings account uk">Team</a></font>| </font> </font> </td> </tr> </table> <table cellSpacing="0" cellPadding="0" width="760" border="0"> <tr> <td width="15" height="50"> </td> </tr> <tr> <td width="15"> <table cellSpacing="0" cellPadding="0" width="760" border="0"> <tr> <td width="43"> </td> <td width="234"> <div align="center"> <font face="Arial, Helvetica, sans-serif" color="#ffffff" size="1"> <b>Trackerfunds</b></font></div> </td> <td width="250"> </td> <td width="233"> <div align="left">  </div> </td> </tr> <tr> <td width="43"> </td> <td width="234"> </td> <td width="250"> </td> <td width="233"> </td> </tr> <tr> <td width="43"> </td> <td 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